The Fans And Lights BlogGet tips and information on fans and lights

Home Natoma

US Auctions Australian Auctions Austrian Auctions Belgian Auctions Canadian Auctions French Auctions German Auctions Indian Auctions Irish Auctions Italian Auctions Dutch Auctions Polish Auctions Spanish Auctions Swiss Auctions UK Auctions

Best Match Time: ending soonest Time: newly listed Price: lowest first Price: highest first Price + Shipping: lowest first Price + Shipping: highest first

No items matching your keywords were found.

Sacramento Flood Insurance

Normal 0 July 15, 2008

Levees in the Natomas area of Sacramento, California do not meet new Federal Flood safety standards. A Federal requirement to carry Flood Insurance for all Natomas residences and businesses is officially taking effect December 8th of this year.

Currently Natomas property owners qualify for a Preferred Risk Policy (PRP)  because the Natomas area is in an X flood zone, which is one of the lower risk zones.Now that FEMA has announced that most of Natomas will become an AE zone this December, residential and commercial buildings will not qualify to purchase a PRP. This new zone means Flood Insurance premiums will increase substantially, at least doubling in most cases. You will also be required to show Proof of Flood insurance for federally backed loans and perhaps to private lenders. A flood insurance policy is paid for in one installment. Their are no payment plans, but you can pay by credit card.

Along with saving money now, when you purchase your policy before Natomas is re-zoned you will have the ability to ‘Grandfather’ your zone. Grandfathering gives a policyholder the ability to keep their zone year after year, even if the zone changes at a later date. It is important to plan ahead. Also, your policy will remain on your home or business as long as it does not lapse, so if you sell, the buyer has the incentive to buy your less expensive flood zone along with the property. Flood insurance can mean the difference between recovery and ruin for property owners and the community. A 30-day waiting period applies to most flood insurance policies, so purchase before the storms.

Also know that Flood Insurance rates are Federally set, so shopping for price is not worthwhile. Shop for an Agency with Flood Insurance experience. No Agency from any company can offer you discounts on your Flood Insurance, because it is a Federal program. You need a properly written policy in order to be protected when the flood waters come!

Call your trusted insurance professional, or if you need one, give us a call. We're happy to answer any questions, and help you get answers.

About the Author

We have been insurance professionals since 2005. Becoming a flood insurance specialist, we has helped protect hundreds of homes from the very real threat of flooding throughout California's central valley.

When Obama championed for Natoma Canfield healthcare, was he aware she was eligible for Medicade?

CLEVELAND (AP) - A woman championed as the Obama administration's emblem for health care reform does not have to choose between her home and her health, according to officials at the Ohio hospital where she is being treated.

Yes but he has never let the pesky facts get in the way of a good rant